- Deposit mobilization – Fixed and Cheap-Sticky deposits -Aggressively marketing for new liability accounts in line with the given stretching targets.
- Cross sell bank assurance and other bank products
- Develop good customer loans/facilities proposals that comply with the banks credit administration standards and policy.
- Review customer demands in the market and recommend products/ services that will enable the Bank to compete in the area of operations.
- Effective monitoring of loan repayments and mitigating risks related to defaults and periodically reviewing the loan portfolio to manage likely problem areas.
- Ensures compliance to regulatory requirements and implementation of effective anti-money laundering procedures and controls.
- Keep abreast of new development in customer preference and advise management on relevant changes.
- Manage customer relations under personal/bank portfolio and ensure lasting relations are established with all clients and institutions.
Qualifications
- Bachelor’s degree in Commerce, Economics or related field.
- At least 3 (three) years’ experience as a Relationship Officer in Sales or Credit with proven track record for delivery of superior results.
- Supervisory experience mandatory.
- Good Knowledge and experience in banking operations
- Added advantage to those experienced in a micro-finance environment.
Key Competences:
- Performance driven – takes the initiative to set and achieve challenging work goals. Proven track record for delivery of superior results and ability to meet stretching targets.
- Strong negotiation skills.
- Sales / Marketing skills including check-off loans, deposit mobilization and distribution of banc assurance products
- Capacity to lead and manage sales staff including direct sales representatives. Team supervisory experience mandatory.
- Good interpersonal and communication skills with high personal integrity and ability to work under pressure.
- Credit management skills.
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The post Micro-Finance Relationship Officer at Sheer Logic is republished from Jobs – Jobs in Kenya – http://jobwebkenya.com/
