Our Client is a Mobile Internet Technology companies based in Nairobi.They seek a credit & risk manager to join their team.
Credit & Risk Manager Job Responsibilities
- Ensures portfolio performance meets defined key performance indicators
- Drives activities to improve portfolio performance through analysis of data and processes
- Coordinates internal and external resources to develop models predicting credit risk, lifetime profitability and other metrics in order to optimize App Transaction process
- Designs, builds and maintains a risk control framework to track App Transaction portfolio performance
- Assists in compliance/regulatory requirements fulfillment
- Performs other duties as assigned
- Reviews complex credit analyses.
- Analyzes balance sheets, income statements, and cash flows of potential borrowers to ascertain creditworthiness.
- Maintains current, adequate and verified financial information on borrowers and guarantors as required by association policy.
- Performs loan servicing tasks, which may include partial releases, subordination’s to mineral leases and rights of way, division orders, re-amortizations, assumptions, severance agreements, and insurance
- Ensures that all assigned loans are properly risk rated, assigned loss given defaults are correct, and performance status assignments are proper.
- Complies with proper credit administration practices as outlined in the association’s policies and procedures.
- Performs collections on assigned loans and assists management with collections on all loans in the portfolio.
- Works with delinquent borrowers to obtain satisfactory loan performance
Requirements for the Credit & Risk Manager Job
- 3 years of experiences in Mobile Internet Financing business, in charging of Risk&Credit management on consuming loan, with a certain level of resources and network.
- Should be able to deliver an End to End financing solution to the customers, secure the contract and the loan payment.
- Should negotiate documentation and payment terms with customers to ensure transactions are properly secured
- Should prepare Credit Appraisal Memo (CAM), and Financial Product Portfolio.
- A bachelor degree holder of Banking, Economy, or related area will be
preferred
The post Recours Four Kenya Job Vacancy : Credit & Risk Manager appeared first on Jobs in Kenya - http://ift.tt/2z7FZOP.
The post Recours Four Kenya Job Vacancy : Credit & Risk Manager is republished from Jobs – Jobs in Kenya – http://ift.tt/2z7FZOP
